Hyundai Motor Finance:
A Comprehensive Guide to Empowering Your Vehicle Purchase

Hyundai Motor Finance offers competitive rates and frequent special offers for our new Hyundai vehicles, new Ioniq electric vehicles, and certified preowned rides. At Earnhardt Hyundai, we are able to offer competitive No Bull financing to assist customers who don’t qualify for HMF. All it takes is one application to find out about your choices.

HMF Financing: Empowering Your Hyundai Purchase

Hyundai Motor Finance is here to empower your purchasing decision, making it more accessible, transparent and stress-free.  Catering to young professionals, recent college graduates, busy parents, and small business owners, HMF offers a range of financing options tailor-made for various financial needs and circumstances. 

The aim is to create a seamless, customer-centric financing experience that enables Hyundai buyers to drive with their dream car without any financial hurdles. HMF provides a comprehensive suite of automotive financing products and services.

New Vehicle Financing

HMF offers competitive rates and flexible terms for new Hyundais. In addition, low monthly payments, interest-free financing and even deferred payment options can sweeten the deal for qualified customers. Customers can tailor their financing to match their budget and financial goals, whether they choose the Elantra, the Palisade or anything in between. 

Used Vehicle Financing

If you are considering a pre-owned Hyundai, HMF has your needs covered. They offer attractive financing options for certified pre-owned Hyundai vehicles.

Leasing

Likewise, HMF provides new car lease options with flexible terms and mileage limits. Imagine the freedom of a new Hyundai every few years, sizing up or sizing down as your needs change. This has become a popular choice for parents, young professions, small business owners and many others.

Hyundai Assurance

A unique program called Hyundai Assurance provides benefits like job loss protection. This can cover up to six months of payments if you lost your job.

Protection Plans

To safeguard your investment, HMF also offers various protection plans. These include vehicle service contracts, guaranteed asset protection (GAP), and lease-end protection.

Real-World Experiences with HMF Financing

Now that we’ve covered the basics of HMF financing, let’s turn to real-world user experiences. These insights, gathered from various platforms like Reddit, G2, Trustpilot and more, shed light on the pros and cons of HMF financing from the customer’s perspective.

Positive Feedback

Many users praised HMF for their competitive interest rates and flexible terms. “I got a great rate on my new Hyundai Sonata. The process was smooth, and I was able to customize my loan to fit my budget,” shared a Reddit user.

Another user - CarFanatic91 - stated “I love the flexibility of Hyundai finance. I was able to choose a payment plan that fits my budget and the approvable process was quick and straightforward.”

Negative Feedback

Some users expressed dissatisfaction with the customer service aspect of HMF. A G2 reviewer noted, “while the rates and terms were good, I felt the customer service could be improved.”

Comparing Viewpoints

While individual experiences with HMF can vary, the overall consensus seems to lean towards the positive. Competitive rates, flexible terms, and comprehensive coverage offered by HMF have been highly appreciated by many customers. However, there is room for improvement in such areas as customer service, as noted by some users.

Data-Driven Insights

According to a survey conducted by JD Power, HMF ranked high in customer satisfaction with dealer financing. The study found that customers were particularly pleased with the onboarding process, the variety of financing options, and the competitive interest rates offered by HMF.

In a recent Experian report, Hyundai was among the top five brands with the highest number of financing vehicles.  This indicates a high level of customer trust and satisfaction with Hyundai’s financing options. After all, loan offers cover the internet, and HMF must compete to get the customer’s business.

Choosing HMF at Earnhardt Hyundai 

Choosing HMF at Earnhardt Hyundai is easy. It starts with a simple form, a phone call or a visit to our financing department. Our staff can help you find the competitive rates and terms that will help you drive away happy in a new or certified preowned Hyundai. 

The following Q&A should provide more information. Please reach out with any concerns you have about getting new car leases and loans with Hyundai Motor Finance.